Comprehensive Financial Planning and Tax-Efficient Investment Management
for Retirees and Business Owners
SERVICES
You've had a meaningful and rewarding career, but you're ready to explore the next chapter.
You'd like to be able to retire or pivot with confidence.
That's where Aligning Wealth comes in.
We're a collaborative partner with a deep technical background.
In partnership with your hopes, dreams, and values, we provide individualized strategies that allow you to embrace your next chapter with confidence and clarity.
We Primarily Serve
• Near-Retirees and Retirees
• Career-Changers
• Entrepreneurs and Business Owners
We Help You
• Optimize Taxes
• Manage Investments and Risk
• Prepare for Liquidity Events and Exits
• Plan for Retirement
• Navigate Transitions
• Give Charitably and Consider Your Legacy
Your First Year with Aligning Wealth
OUR PROCESS
Get Organized
1 HOUR meeting
Let’s chat! This conversation helps us understand who you are, what you are concerned about, and what you dream of creating in your life.
Your Current Life
1.5 - 2 hour meeting
We will collaborate to create a detailed picture of your current life to understand your starting point.
Create Your Vision
1.5–2 hour meeting
Together, we will create your vision of your ideal life and determine your highest priorities going forward.
Next Steps
1.5–2 hour meeting
This is where all of our work comes together. At this stage, we’ll craft a customized financial plan that's anchored by your goals and vision. Then, we’ll list action steps that will help you achieve each goal and create quick wins.
And Beyond
We’ll meet two to four times a year to help you continue taking action on your financial plan. We also are also available to answer any questions you may have along the way. In future years, we’ll regularly review and modify your financial plan for the inevitable changes.
Frequently Asked Questions About Financial Planning
SECTION 1: SERVICES AND APPROACH
- Tax optimization strategies
- Retirement income planning
- Investment management
- Business exit planning
- Estate and legacy planning
- Liquidity event guidance
- Life transition planning
- Acting in your best interest: Every recommendation must be what's truly best for your situation, not what's most profitable for the firm
- Full disclosure: We must transparently disclose any potential conflicts of interest, all fees, and how we’re compensated
- Duty of loyalty: We cannot use your information for my benefit or recommend investments that primarily benefit Aligning Wealth
- Duty of care: We must provide advice based on thorough analysis and professional competence
As your fiduciary, we’re held to a much higher standard and will always recommend the option that's in your best interest, even if it means lower compensation for the firm..
In practical terms, this means you can trust that every strategy, investment recommendation, and piece of advice is designed solely to help you achieve your financial goals, not to meet sales quotas or generate higher fees.
SECTION 2: WHO WE WORK WITH
- Pre-retirees and retirees planning income strategies
- Business owners preparing for exits or liquidity events
- Individuals navigating life transitions, such as taking a sabbatical or changing career
- Those seeking comprehensive tax-efficient planning
- People who value personalized attention and fiduciary care
SECTION 3: Process and Communication
SECTION 4: Geographic Service and Technology
Section 5: Fees and Compensation
Section 6: Getting Started
Section 7: More About Aligning Wealth
Our Planning Process Starts With You
We are your financial guide, but you are the expert in your own life. We respect your voice in the process and make every effort to create an encouraging space to discuss your ideas and concerns. Let’s begin your journey toward financial alignment with a complimentary consult.
